About Me

Let Me Help You Reach Your Financial Goals:

Y. Michelle Coard, Christ Follower, Mom, and Grandmom and holds an A.A.S. and B.A.S. in Accounting.  Y. Michelle Coard is an Accountant, Business Consultant, President, Owner, and Profit Strategist of Business & Personal Accounting Solutions, Corp.

I’m Y. Michelle Coard, and I enjoy accounting. Yes, I know what you’re thinking. You’re thinking I must be nuts.

Accounting is my skill and trade.  Natural gifts, spiritual gifting, work experience combined with university trading is a blessing from YAH.

My clients are gifted at what they do. But they don’t enjoy the numbers side or all of the compliance of their business. And I get it. They’re super productive.  My goal is to help you build your business around your life instead of your life around your business.

I am not your standard accountant.  Although I know and understand the Generally Accepted Accounting Principles and the tax code, I understand the spiritual side of money. I know YAH wants us to enjoy our business, walk in YAH’s commandments, and not be bogged down with tasks that we can delegate.

I am a member of your godly counsel, I partner with you in business (not a business partner but I walk with you through the ups and downs),  I am a business consultant and accountant (I have 11 years of self-employment business ownership and over 20 years of accounting and business experience and education overall), I am your accountability partner.  I guide you through accounting, business strategies, monetary, organization, planning, and profit strategies.

My Journey

My focus in accounting first began with the love of checks and balances in my first bookkeeping course in high school.  I enjoyed balancing accounts with various entries.  Back then, the money for me was black and white. Either, you had money or you did not and those with money could purchase whatever they desired.  Those without money had a hard life.

Growing up and into my young adulthood,  I was one without money, so I set out to build riches.  I was overworked and unappreciated.  I did not understand my YAH’s Kingdom calling for me.  I did not know the skills I  obtained from working and college would work together for Yahovah’s purpose.

Although in the past, I earned money to gain a better financial status, I knew it had to be more than just earning money.  God gave me a new desire and understanding but more importantly the promise of peace and rest. Matthew 11:28 NIV – “Come to me, all you who are weary and burden, and I will give you rest.”

If you are seeking to gain control over your business and personal finances so you can get back to your business lets talk!

I invite you to reach me by clicking Contact Me Tab or call or text (919) 374-0678 and leave a message with any questions.

Or, perhaps sign up for a casual,  “Hidden Cost & Time Sucks” conversation to save thousands of dollars in taxes, cash management, and accounting.  Let’s hop on the phone and brainstorm some ways you can save money and profit more in your business!  The first appointment is only $50 per hour for business owners and $35 per hour for personal financial sessions. 

Meet Y. Michelle Coard the President of Business & Personal Accounting Solutions, Corp.


Words from the President of Business & Personal Accounting Solutions, Corp.- Y. Michelle Coard:

I enjoy accounting and sharing my knowledge and spiritual guidance.  My goal is to share what I know to help guide you through the financial mistakes many business owners have made, including myself.  I am also here to teach and enhance all of the great financial decisions you have/will make in order to grow your dream.  I want you to enjoy your business without worry of your cash flow and all of the other steps that come with Accounting and Taxes.


B&P Ethics:

  • Serve – Serve everything unto the Lord – 1 Corinthians 10:31 NIV
  • Full Disclosure- Disclose all accounting and tax information according to GAAP, SEC, and IRS tax codes.
  • Honesty- Admit when I make a mistake. Record your financial transactions according to standard accounting principles that apply to yours business.
  • Dedicated- I am dedicated to making sure the customer get the best possible service
  • Persistent- Consistent in finding the very best financial plans, a method of management and accounting method for our clients.
  • Clients ideas are important- I listen to your ideas. Schedule a consultation and we will brainstorm together.
  • Help clients reach meaningful financial freedom

Testimonials Clients and Connections