Podcast audio is at the bottom of the page. Many people believe people with money will get into heaven if they have money and follow the commandments. However, there is more to this story, and the answer is not poverty. 23 And Jesus, looking around, *said to His disciples, “How hard it will be for those who
Category Archives: B&P Blog Post
There is a passage of the Bible that talks about a rich man that approached Jesus (Yeshua). There is a missed message in the rich young ruler’s interaction with Jesus. Listen to the podcast at the bottom of the page. Thank you. https://www.blueletterbible.org/kjv/mar/10/17/s_967017 https://www.biblegateway.com/passage/?search=Mark+10%3A17-31&version=NLT Many people are taught that poverty is the way to serve
Budgeting or financial management can encompass a range of emotions. I know it took a while to get a grasp on my feelings around financial management too. I often worried about money because my income was the only income I had for me and my boys and now my grandson. I used to have enough
About God’s Business Podcast: “Why We Need God In Business” the audio is located at the bottom of the page. As a Christ Follower, we are called to live a life that is separate from the spirit of the world. We don’t live like the world which means we don’t work like the world. I
Living in this world today is to determine where we will be in eternity. The world today will not last forever. We will not live multiple lives. We have one physical earthly life to decided our eternity for our spiritual life. I have had a sensitivity to this spiritual world as a little girl. Although
How many of us think, “what’s the catch?” when we see “Free.” And many business owners loath the clients who always try to get something for free (the poverty mindset). But you can give free resources and have cash flow. I have the heart of a giver but I did not know that there was
Rich minded sounds good, right? Is rich minded the opposite of the poverty mindset? Many self-proclaimed money experts are teaching the power of using your mind to attract the right clients to earn what you allow yourself to earn. Rich minded to the world means if you focus on how to get rich you will
I remember when I did not seek God’s favor in finances. Instead, I tried to carry it all on my own. And as the head of household and a sole entrepreneur in my own company, the responsibilities became more than I could handle. “If we seek good we find favor with God.” Proverbs 11:2 NIV.
It’s a wonder that doing less feels productive but somehow the world views it as lazy. “Less is more” is my focus for this year. I learned this principle by focusing on God. I found financial success in the middle of peace. Because God is in all aspects of our lives His principles for everyday
Successful financial strategies keep it simple. Last week we discussed creating multiple streams of income with wisdom. Most business owners begin working with multiple strategies that are distractions in their business. Multiple streams of income are birth from your current processes. What stream of income can you create that will not cause a financial hardship? What
We are at the end of August! Wow, what a summer. I learned a lot this summer and it’s time to review the lessons learned. End of summer of 2015, I did not have time to stop and notice small but important lessons along my journey. Summer end of 2016, I allowed God to pick
Most people don’t really think about routines when it comes to money but time is money. Last weeks blog we covered 4 tips to start your financial organization. The number 1 tip was to record your transactions and number 4 was to record your routines. Just like many people I have many responsibilities to handle.
God is a God of order. Because God is a God of order I realized that his order brings clarity. I allowed my heart to be changed in his word by meditating on the word of God morning and evening and when things are good or bad (Joshua 1:8 NIV). Yes, this is a process.
What do you think about first when you think of pricing packages? Most of us consider how can we create a profit. What if I tell you pricing should come as a normal flow of services? Yes, it does involve calculating what you earn. We need to know the status of our finances. But,
Fair pricing is important for an honest business owner. The world focuses on how to get rich fast. When pricing we have to avoid the world’s view. I have noticed that certain terms or phrases can make us feel we are not at a good point in our business or where God wants us to
Most Christ Followers struggle with earning income. Many believe we should give it all away or earn very little. Sadly, there are Christian business owners who misunderstand the need for profit and believe they should only collect enough to cover a specific event or single needs. Let’s look at a passage 1 Corinthians 9 NIV where
Should Chrisitan business owners charge or is pricing greedy? Most Christians or Christ Followers always look at me like I am greedy when I say “you need to charge or increase prices.” Apparently, to place a price on a product or service is deemed greedy or evil. Unfortunately, most Christians misapply this Bible verse “The
First ever podcast of the “About God’s Business” podcast. I will take you on the journey of building a Christ-centered business as well as past lessons and mistakes of building a business. We will also relate this to living a Christ-like life in business and personal lives. KJV- Luke 2:49 – “And he said unto them,
Customer service versus people pleasing. How many people think the two are the same? Customer service is important and giving quality customer service should be based on the principle of “love others as you love yourself,” this principle is actually based on a Bible verse Matthew 22:39 NIV. Perhaps, you may need to love others
Do you often think business freedom would be nice but you have to work? And perhaps business freedom will have to come later. Do you add on more tasks becomes income is not coming in the way you would like? Or you need to keep up a hectic pace to earn money? After all, successful
Time, money, people, and tools are major investments into a business. Not only do we need time to create quality products and services but we often need tools and people to help pull off the process. Yes, we need people to help us. We are not made to be alone (Ecclesiastes 4:10 NIV). With that
When I first began my business 10 years ago I was still working a full-time job. I would often work 12 hour days 5-6 days a week. How I worked depended on the company and how the company responded to manager’s request. I worked in payroll and if an error was made on an employee’s
May We covered “The Fallacy of the Competition Mindset”, “The Generous Side of the Spender’s Mindset”, “The Power of the Saver’s Mindset,” The Wisdom of the Investor’s Mindsets”. Mindsets are important because what we think and believe will impact our money. We often think the most important part of earning money is finding that magical
The wisdom of the investor’s mindset is the planting and harvesting concept. Investors know an investment needs to be productive, tended, researched, and above all time to develop. A wise investor seeks opportunities that benefit themselves as well as others for a profitable return on money. An investor is someone who gives money to another
The saver’s mindset is a powerful mindset as this mindset knows the value of preparing for life. How often have you felt as if something unexpected always pops up? Perhaps, this is true because we are not thinking past the moment. I have also seen the downside of this mindset as extreme savers. As in
March madness continues! Who’s on your team? Selecting the right teammates are important to accomplishing your goals. The people around you should fall in different areas of closeness to you and your vision. We meet people who will help us in different ways. Everyone has an impact on your life and your business. We all
Sizzling successful play strategies begins with a detailed plan but most people abandon the project throughout the planning process. We tend to over complicate things or we give up too soon. In our microwave society, most people believe the end goal is the most important. Successfully accomplishing a goal is reached by breaking down the
An oral agreement is most known as a verbal agreement. Two parties agree on a transaction or exchange for which both parties benefit. The bible says godly men and women are to keep their word. Don’t make false promises or swear but let your yes be yes and your no be no (James 5:12 ESV).
The number one most misunderstood, misused, and misapplied deductions are the meals, entertainment & mileage deductions. Most people do not understand the deductions but I can’t say the IRS code has made it easy to understand either. Often times, business owners, including independent contractors, avoid deducting meals or they deduct all meals.
Bust The Debt Money Block Move the Debt Mountain- Busting Money Blocks Debt can eat up your extra money. If you are in debt and receive an increase in income the responsibility to pay off the debt combined with garnishments can result in loss of the additional income. God did not mean for debt to be
Profit Strategies Focus on More Than Profits Profit strategies, unlike the name, does not focus only on profit. Perhaps, you are thinking profit is not my focus or I am not worried if I earn money. However, if you are in business and plan to write off your expenses you should have a plan for
In the past, I did not believe I should or could charge for my services. Today, I have learned that we are given special skills in order to help us earn a living. We are also giving natural abilities and spiritual giftings to help us serve in those skills. When we build a business plan and
Knowing our value brings the benefits of increased income. However, the thought of increased income often brings up anxiety for many. The increase is desired but handling taxes on that income can be somewhat disappointing. Most taxpayers believe they have to pay at least 50% income tax on business income. Therefore, one of three things
How do you view accountants? Some business owners view accountants as the tax collector and others believe they did not have taxes until they hired an accountant. Many business owners have no idea what an accountant does. Do you often wonder the purpose of an accountant or if you really need one? An Accountant is
Do you value your time? Many business owners are afraid to charge for their services or have no idea what to charge in order to cover the full cost of business. Some feel that only greedy people charge. We expect to get paid when we work for someone else as an employee. But entrepreneurs think
The extra work involved in tracking and monitoring spending can seem overwhelming but every time we miss an opportunity to ask additional questions or verify an expense we run the risk of losing more money. An example is a friend of mine who watches her Internet and cable bill with an eagle eye. She notices when
Tax Myths and emotional money mindsets play a major part in the amount of income we earn as well as the amount of taxes we project on future income. Saving money, protecting your money, and increasing your money all require effort. Money Myths and Mindsets Money myths and mindsets are terms I often use when speaking about
Financing and running a business can be very challenging. Pricing takes a money plan to break-even and to reach a higher level of profit. Most business owners find it difficult to charge if they have a passion for their business. Individuals who have never learned to charge, say we should not charge a fee for
The Purposeful Business Owner with Y. Michelle Coard “The Purposeful Business Owner” is dedicated to fulfilling his or her reason for serving others or to spark an area of service that needs to be changed. We all have gifts and talents that we use in different ways to service our calling or purpose. Often, business